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Decreasing Term Assurance- These are policies, (similar to Family Income Benefit policies) where the sum assured decreases over time. However, they pay out a lump sum, whereas FIB plans pay out an income.
Commonly used to cover debts where the capital outstanding decreases over time.
With such policies there is no surrender value and cover will cease if premiums are not paid.
Last updated on April 7, 2010
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Bridford Wealth Management is a trading style of The Clarkson Hill Group Plc which is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 207520
The Clarkson Hill Group Plc registered address: Alexandra House, Alexandra Road, WISBECH, PE13 1HQ. Registration No: 4310108